Best credit card?

[dhuynh]

I need another credit card. What's the best one to use? I pay all my cc bills ontime if not earlier. Which cards will give me the most benefits?

[TaxGuru44]

Chase..usually give you lots of cash back depending on your credit score.

[dhuynh]

So many cards? Which one to choose? ugh...

http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/card_acquisitions/unsolicited/page/PFSCreditChooseCategory&cat=business

[SDguy]

I love my costco amex. I get lots back once a year, since I do virtually all my shopping at costco.

[pako73]

I love my costco amex. I get lots back once a year, since I do virtually all my shopping at costco.

I would have to agree...the Costco Amex is the best by far. We also get a huge cash back award. Only draw back with Amex is that it's not accepted everywhere.

[TaxGuru44]

Costco Amex USUALLY has higher APRs, and small fees. And yeah, Amex isn't taken everywhere.

[SDguy]

APR's don't matter when you pay your card off every month.

True, not taken everywhere, but most places...

[TaxGuru44]

The original post stated that he was looking for "Another Credit Card" I took that as a 2nd or 3rd so I assume he is carrying balances.

Take whatever gives you cashback assuming you're not a traveler and would want freq flyer miles.

[SDguy]

Oh, ok, I thought "I pay all my cc bills ontime if not earlier" meant the whole balance each time, not just a minimum. My bad.

[DaveMorris]

I "bought" my $485 macro Nikor lens with AMEX reward points. The best card, in my opinion. My APR on any balance I was carrying on it wasn't bad at all.